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Home Loan Tutorial for Veterans

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by

Deon
in

Home Loan Tutorial for Veterans
VA Home Loan Tutorial: How Veterans Can Finance a Home with Zero Down
If youre a veteran or active service member searching for how to get a VA home loan, youve come to the
right place. This comprehensive VA loan tutorial walks you through every step to secure your VA-backed
mortgage with ZERO down payment, NO private mortgage insurance, and competitive interest rates.
Step 1: Gather Your Required Documents for a VA Loan

  • Certificate of Eligibility (COE): Verifies your service eligibility.
  • DD214 (Discharge or Separation Papers): Confirms your military service history.
  • Proof of Income: Recent W-2s, pay stubs, or tax returns (if self-employed).
  • Asset Documentation: Bank statements, retirement accounts, or other asset proofs.
    Step 2: Get Your VA Certificate of Eligibility (COE)
    Your COE confirms you qualify for a VA home loan. Obtain it:
  1. Online via the VAs eBenefits portal: https://www.ebenefits.va.gov
  2. Through Your Lender: A VA-approved lender can request it electronically.
  3. By Mail using VA Form 26-1880: https://www.vba.va.gov/pubs/forms/vba-26-1880-are.pdf
    Step 3: Request Your DD214 (Discharge Papers)
    Your DD Form 214 is essential to prove service. To get a copy:
  • Online at the National Archives: https://www.archives.gov/veterans
  • By Mail or Fax: Complete and submit Standard Form SF-180.
    Step 4: Pre-Approval with a VA-Approved Lender
  • Compare lenders for the best VA loan rates.
  • Lenders review credit score (usually 620+), debt-to-income ratio, and income stability.
  • Pre-approval letter boosts your home offer strength.
    Step 5: Find VA-Eligible Properties with D-Lux
  • Search properties that meet VA appraisal requirements.
  • Work with Deon at D-Lux to identify high-value homes.
  • Make competitive offers backed by your pre-approval.i
    Step 6: Closing Your VA Home Loan
  • VA loans typically close in 3045 days.
  • Deon and the D-Lux team guide you through appraisal, underwriting, and final documents.
  • Move into your new home with confidenceno down payment and no PMI.
    Ready to Unlock Your VA Loan Benefits?
    Veterans: Dont miss out on your zero down payment home loan.
    Call Deon at 720-885-0010 today to get pre-approved and start shopping for your dream home!
    D-Lux: Leading Veterans to Homeownership and Financial Freedom
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